Need help to deal with your debts?
Independent Money Advice - money advisers can discuss the options available to you to deal with your debts. You must not ignore your creditors or your debts. Take action as soon as possible and there may be ways to improve your situation. These can include making informal arrangements with your creditors, entering the Debt Arrangement Scheme or setting up a trust deed. You can also apply for your own bankruptcy.
Money advisers can look at your individual circumstances and help you decide what is best for you. They can help you decide if you are able to make any payments and help you negotiate with your creditors. They can assist you or represent you at court hearings. They can also advise you on ways to maximise your income and how to deal with emergencies, for example, if your bank account is frozen or your gas is cut off.
There are a number of organisations who provide free, confidential and impartial advice. Local agencies are listed below:
Dundee City Council Welfare Rights
Suite A, Market Mews
Dundee
DD1 3LA
Tel: (01382) 431190
Email: welfare.rights@dundeecity.gov.uk
Dundee Citizens Advice Bureau
Central Library, Level 4
Wellgate Centre
Dundee
DD1 1DB
Tel: (01382) 307494
Email: bureau@dundeecab.cabnet.org.uk
Money Advice Support Team
Brooksbank Centre, Pitairlie Road
Dundee
DD4 8DB
Tel: 01382 432454
Email: mastadvice@yahoo.com
Dundee Law Centre
Top Floor
20 Grampian Gardens
Dundee
DD4 9QZ
Tel: (01382) 432458
Other agencies
Scottish Debtline 0800 138 3328 - www.scottishdebtline.co.uk
National Debtline 0808 808 4000 - www.nationaldebtline.co.uk
You can also consult a solicitor or a financial adviser. They may charge a fee. If your circumstances allow, you may be entitled to legal aid to help with the cost of a solicitor.
The Accountant in Bankruptcy also has a variety of information and guidance available via their website.
This information is provided by the Finance Department
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