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New Council Mortgage Scheme
Information/Service?
In an effort to boost the local economy and address the current credit crunch, Dundee City Council is introducing a mortgage scheme for first time buyers of Council owned housing stock.
Approval for this pioneering initiative went through the Policy and Resources Committee on 23rd March 2009 and £5.5 million has been earmarked for this new venture. The scheme will be reviewed in a years time to assess its uptake and impact on Dundee's economic climate.
The scheme targets those purchasing Council housing stock for the first time under either The Right to Buy or as advertised on the open market. Up to 100% of the valuation price may be available to first time buyers eligible under this new scheme.
Every application received requires the applicant/s to undergo a personal financial assessment in conjunction with credit checks in order to establish an individual's credit worthiness.
Dundee City Council are not regulated by the Financial Services Authority (FSA) for the purposes of providing residential mortgages and in accordance with good practice, recommends that independent advice relating to mortgages, payment protection and life insurance is undertaken by all applicants prior to accepting any loan that may be on offer.
For further information on this new scheme contact 01382 433557 or 433084. You can also download our First-Time Buyer Home Loan Information Booklet. (395KB PDF)
- Download our Mortgage Information Poster (1.26MB PDF)
This information is provided by the Housing Department
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