Credit Crunch

Credit crunch, recession, down turn - all phrases that mean the economy is in a bad way. It could be job security, debt, mortgage problems or savings protection but few of us are now unaffected by the current financial problems. Although we can't do anything about the large scale economy, we can take steps to put our finances in order.

The web pages that follow will take you to local and national websites that can help you through the credit crunch. They are divided into seven main sections:

• General Advice
  An overview of some financial difficulties that confront people.
• Debt, Benefits and Money
  Information assisting with benefits, debt and money worries. Other sources of information outwith the internet are included.
• Housing, Mortgages and Legal Advice
  Rent arrears, mortgage worries, looking for accommodation and legal advice are dealt with in these pages.
• Consumer Rights, Comparison Sites and Pension Concerns
  If you're looking to save money by changing utility supplier, looking for buying tips or a trusted trader then these are the pages for you.
• Health, Healthy Eating and Family Issues
  Losing our job doesn't have to mean that our health suffers. These pages can help with contacting health professionals to guide you through the problems.
• Jobs, Travel and Things for Free!
  Jobs and Careers Advice, Travel Schemes and Freecycle. Why not have a look and see if you can get a bargain?
• Things to do and Activities
  Suggestions on ways to spend your leisure time and some are even free!

Additionally, your local library has an extensive range of materials, much of which can be borrowed free or for a small fee. You can also log on and get free computing in the Library - and many have a free Wi-Fi service. Computer 'Taster' sessions are free. Ask staff for details.

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