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A thief only needs a moment to make off with your valuables. Your coat hung up in a restaurant, your briefcase beside your chair, even your cheque book and cheque card left on the table while you pay the bill... all are vulnerable if you look away for a second. So try to be careful at all times.

Don't make it easy for pickpockets. Inside pockets are best for wallets, preferably one which can be fastened, not your back pocket. Ladies, make sure your purse is not on view in the shopping trolley, or at the top of your open handbag.

Cash is a favourite target for thieves, so try to avoid carrying large amounts. When on holiday abroad, take travellers' cheques.

If your credit card is stolen, tell the card company IMMEDIATELY. Keep the number handy. If you delay reporting the loss, it could lead to a crime being committed in your name, as a thief could make fraudulent use of your card. Thieves can use credit cards for telephone purchases.

Never carry the personal identification number (PIN) with your cash dispensing cards. Always memorise your number, and never disclose it, not even to bank staff or close friends, and try to have a different pin for each card.

With chip and pin machines guard against overlooking when inputting your pin.

Sign new plastic cards as soon as they arrive, and cut up old ones when they expire.

• Financial Fraud Action

Only carry your passport when you need to. To report a stolen passport, contact the Directgov website.

Theft of mobile phones is becoming more and more common. You can reduce the risk by keeping your phone out of sight, whether in the car or in the street. Also find out your IMIE number for the mobile phone.

• Immobilise - The UK National Property Register

• Mobile Phones and Safety

• PhonePay Plus

 

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